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What non-custodial means

Non-custodial payment acceptance means the merchant keeps control of the wallet and private keys. The payment system detects and verifies transactions instead of taking custody of funds.

This is useful for teams that want crypto settlement without adding wallet authorization risk to their checkout flow.

How payment verification works

The order defines expected amount, asset, network, destination wallet, and expiration. The monitoring service checks blockchain activity and updates order status when a matching payment is found.

Webhook notifications then let the merchant update the business order in their own system.

• No private key collection
• No wallet approval required for detection
• Funds settle to merchant-controlled addresses
• Webhook status is the source of truth for fulfillment

Operational checklist

Stablecoin payments still need careful operations. Merchants should configure supported networks clearly and avoid mixing addresses across unrelated flows.

• Show the exact network and asset to the payer
• Use webhook verification before fulfillment
• Keep order expiration visible
• Add support handling for wrong-chain or underpaid transfers