You receive what they pay.
PolyPay does not take a cut of checkout. Start free, then pay for platform usage by merchant — successful orders, wallets, and notifications. Network fees are paid by the sender.
PolyPay charges for platform usage only and takes nothing out of this payment. On-chain network fees are paid by the sender.
0% platform cut
Payments settle to your wallet. We never skim GMV.
Free to start
Your first merchant can accept live payments on Free.
Per-merchant plans
Extra merchants need Pay as you go, Pro, or Business before they can accept payments.
Plans
Compare plans
| Plan | Free | Pro | Business | Pay as you go |
|---|---|---|---|---|
| Monthly fee | Free | $10/month | $20/month | No monthly fee |
| Successful orders / mo | 50 | 1000 | 2500 | $0.02 metered |
| Wallet addresses | 2 | 10 | 30 | $0.50 metered |
| Notifications / mo | 100 | 2000 | 5000 | $0.002 metered |
| Log retention | 7 days | 30 days | 60 days | 7 days |
| Custom checkout domain | Not included | Included | Included | Included |
| AI Agent payments (x402) | Not included | Included | Included | Included |
| Notification channels | Telegram, email | Telegram, email | All channels | All channels |
Questions
Do you take a percentage of payments?
No. PolyPay is non-custodial. Payments go to your wallet. We charge for platform usage, not GMV.
Can I accept live payments on Free?
Yes. The first merchant on an account can accept live payments within Free quotas.
What about extra merchants?
Each merchant has its own plan. Extra merchants need Pay as you go, Pro, or Business before they can accept payments.
Are plans per account or per merchant?
Plans are per merchant. Account balance is shared and can pay for any merchant.
What if I hit a plan limit?
Upgrade that merchant to Pro or Business, or switch it to Pay as you go.
Who gets custom domains and x402?
Pro, Business, and Pay as you go include both.
Are chain fees included?
No. The sender pays network fees in their wallet. That is not a PolyPay platform fee.
How do I subscribe?
Create an account, then pay from the dashboard with account balance or crypto.